Author Archives: Tamela Jolly
Caveat Emptor “Let the Buyer Beware”
October is here and I have a special treat for you this month. Here is the set up…..You find this charming water front home. It is simply everything you were looking for and the price is just right. Actually you … Continue reading
Featured Listing – 414 Sebring Ct, Belmont NC 28012 – SOLD
You Cannot Judge A Book By It’s Cover… The comment I receive most on this wonderful home is that it is very “unassuming”. You may see a modest ranch but you will not believe that this is a waterfront home … Continue reading
What Documents do Lender’s usually need for a Loan? Ask the Expert
Ask the Expert. What documents do lenders usually need from me? 1. Residence address(es) past 2 years 2. Landlord or Mortgage Co., mailing address, account numbers and phone numbers for your previous 2 years residence 3. Employers’ names, address and … Continue reading
What are Closing Cost? – Ask the Expert
What are closing costs? –Ask the Expert Closing costs are some of the most misunderstood charges on a home purchase. When you see a sign, ZERO down, you would think you did not have any fees to pay. Wrong! … Continue reading
What are Discount and Origination Points?
What are discount and origination points? – Ask the Expert Written by Diane Phillips Discount points are points used to buy down the rate, origination points are fees the bank charges for doing your loan. The normal origination is usually … Continue reading
7 Things To Look For When Purchasing A Basement Home
Ask the Expert: Basements A basement can be a great place for entertaining and expanding your living space. Basements can be fully underground or a walkout type. When I am showing a client a home with a basement one of … Continue reading
